A shared savings pot for couples. You agree up front what happens to the money if it ends, and a neutral arbiter settles it if you ever disagree.
Both of you put in
Held at our partner bank
Couples share rent, trips and a joint card long before anyone writes anything down. When it ends, the money becomes the fight.
After a year of shared rent, trips and a joint card, it's hard to say who paid for what.
Everyone means it on day one. Nothing holds either of you to it.
The worst week of your life turns into months of arguing about receipts.
Everything you see in the app, your partner sees too, so neither of you is left guessing.
How it worksLedger
November
Each contribution, its date and who made it. Each of you has a standing, and interest is split by it, so there is nothing to piece together later.
Sam asked to spend $500
Saving for a trip or a deposit? One of you asks to spend from a goal; nothing leaves the pot until the other approves.
Your agreement
Version 1
Your breakup rule in plain English, with both signatures. Changes need both of you, and wait 30 days.
One of you sets up the pot and invites the other. Nothing is final until you've both read it and signed.
Step 01
Each of you confirms who you are.
Step 02
Decide together, with your real numbers in front of you.
Step 03
Link your banks and set a plan you can keep.
Step 04
Either way, the outcome is already agreed.
Choose one rule when you start, and see what it means with your own numbers before you sign. Below, Jordan has $3,000 in the pot and Sam has $2,000.
All options, and try itA
Each of you leaves with what you put in, plus your share of interest. No one forfeits anything.
Jordan gets $3,000. Sam gets $2,000.
Default
B
Whoever ends it forfeits a share of their standing to the other partner.
At 25%, if Jordan leaves: Jordan gets $2,250, Sam gets $2,750.
Subject to legal review
C
If the arbiter finds one of you at fault under definitions you chose, that partner forfeits a share to the other.
At 25%, if Sam is found at fault: Jordan gets $3,500, Sam gets $1,500.
Subject to legal review
D
The leaver's or at-fault partner's share goes to a charity you picked together, not to the other partner.
At 25%, if Jordan leaves: Jordan gets $2,250, Sam gets $2,000, $750 goes to charity.
Available
Availability varies by state. Whatever you pick, either of you can always leave safely.
Only under rules that allow a fault claim. The arbiter decides one narrow question: was a fault definition you both chose met? Nothing about who was the better partner.
The full processClaim filed
Abandoning the relationship without notice
Evidence closes
Both of you add items; each sees the other's
Decision signed
3 business days"I read the full file. AI tools helped organize it; the analysis and the decision are mine."
Named reviewer · Fast AI review
Messages, photos, documents and a guided statement each. You both see what the other adds.
It sorts the file, pulls out dates and drafts a summary, clearly marked as a draft. Either of you can correct it.
A named reviewer reads the whole file, applies the definitions you chose, and signs a written decision.
The safety exit closes the pot right away and releases your undisputed money. Only the amount your rule could forfeit waits for the arbiter.
Safety exit
Leave now. Your undisputed money is released immediately.
Example under Leaver pays at 25%
We're opening in Michigan first. Join the waitlist and we'll tell you when Knotpot reaches your state.